SMU second-year psychology student Farah Abdul Malik received the Prophet Muhammad's Birthday Memorial Scholarship Fund Board (LBKM) bursary for the third time on Saturday. The 20-year-old said that she will be saving the money to attend an exchange programme during her third year, which she had been planning for since her first year in university. Fifty per cent of her cost of studies at the university is funded by the Tertiary Tuition Fee Subsidy Scheme, while the remainder is funded by her parents' Central Provident Fund.